Connecticut Hard Money Loans

Hard Money Lender in Connecticut

Sab Tera Lending is the preferred direct private lender for real estate investors across Connecticut. Same-day commitment on Fix & Flip, DSCR Rental, Multifamily 5+, and Commercial Real Estate loans. Close in as few as 7 days — no income verification required.

Same-Day CommitmentClose in 7 DaysNo Income VerificationUp to 90% LTVDirect LenderAll Property Types
$415K
CT Median Price
Statewide 2025 — fastest-appreciating NE state
$58K
Avg CT Flip Profit
Average gross profit per CT flip 2025
11.3%
YoY Appreciation
CT statewide price growth — top 5 in US
$1.8M+
Greenwich ARV
Average after-repair value in top CT markets
Connecticut Market Overview

Connecticut's Fastest-Growing Investment Market — Funded by Sab Tera

Connecticut saw 11.3% home price appreciation in 2025 — the fastest in the Northeast. Fairfield County's premium markets (Greenwich, Westport, Darien) produce some of the highest ARVs in the US. Hartford and New Haven offer strong yields for rental portfolio builders. Sab Tera Lending is the direct private lender CT investors trust for fast, certain closings.

Counties & Regions We Serve

  • Fairfield County
  • Hartford County
  • New Haven County
  • New London County
  • Litchfield County
  • Middlesex County
  • Windham County
  • Tolland County

Major Markets

BridgeportNew HavenStamfordHartfordWaterburyGreenwichNorwalkNew Britain
Map data © OpenStreetMap contributors
What Investors Say

Why Connecticut Investors Choose Sab Tera First

★★★★★

"The Fairfield County market moves incredibly fast. Sab Tera had my term sheet the same afternoon I found the deal. I submitted my offer with their POF letter and won against 4 other buyers. Closed 12 days later. That speed is the entire business model in CT."

DH
David H.
Fix & Flip — Fairfield County, CT
★★★★★

"I needed a bridge loan for a mixed-use building in Hartford with a tight 30-day deadline. Sab Tera committed same day and closed in 14 days. I've tried other commercial lenders in the Northeast and none of them move with this kind of purpose."

TK
Thomas K.
Commercial Investor — Hartford, CT
★★★★★

"Built my 12-unit rental portfolio in New Haven using Sab Tera DSCR loans. As a self-employed investor that means everything — no tax returns, no income interrogation, just the property numbers. Five loans closed. They are my permanent lender."

ML
Maria L.
DSCR Portfolio — New Haven, CT
Common Questions

Hard Money Loan FAQs — Connecticut

CT's median home price jumped 11.3% in 2025. Fairfield County — Greenwich, Westport, Darien, Westport — produces ARVs of $1M–$3M+ for fully renovated properties, creating exceptional flip margins for experienced investors.
We lend in all 8 Connecticut counties: Fairfield, Hartford, New Haven, New London, Litchfield, Middlesex, Windham, and Tolland.
CT Fix & Flip loans: 12-month terms, rates from 9.5%, up to 90% LTV on purchase + 100% rehab, max 75% ARV, close in 7–14 days, no prepayment penalty, minimum 660 FICO.
Yes. For ground-up new construction in CT, please contact us directly to discuss your specific project. Construction loans require prior experience or a licensed GC.
Our CT DSCR loans qualify on property rental income — no tax returns or pay stubs. 30-year fixed terms from 6.5%, up to 80% LTV, vacant properties welcome. Ideal for investors in Bridgeport, New Haven, Hartford, and beyond.
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Get a Connecticut Hard Money Loan Today

Same-day commitment · Close in 7 days · No income verification · Serving all CT counties