Hard Money Lender Long Island, NY
Sab Tera Lending is the preferred direct private lender for real estate investors across Long Island, NY. Same-day commitment on Fix & Flip, DSCR Rental, Multifamily 5+, and Commercial Real Estate loans. Close in as few as 7 days — no income verification required.
Long Island's Local Hard Money Lender — Headquartered Right Here
Sab Tera Lending is headquartered on Long Island — we know Nassau and Suffolk County better than any out-of-state lender ever could. Long Island's median home price of $680K and average flip profit of $92K make it the highest-profit fix-and-flip market in the New York metro. We've funded hundreds of deals across the Island and we close faster than any lender in the market.
Counties & Regions We Serve
- Nassau County
- Suffolk County
- Town of Hempstead
- Town of Oyster Bay
- Town of North Hempstead
- Town of Babylon
- Town of Islip
- Town of Huntington
- Town of Smithtown
- East End / Hamptons
Major Markets
Hard Money Loans Available in Long Island, NY
Four core programs — all with same-day commitment and the fastest closings in the market.
Buy, renovate, and sell for profit. Up to 90% purchase + 100% rehab. Close in 7 days.
Long-term buy and hold. Qualify on property income. 30-year terms. Vacant properties OK.
Apartment buildings and value-add acquisitions. No minimum occupancy. Close in 14–21 days.
Mixed-use, retail, office, industrial, self-storage. Asset-based. Close in 14–21 days.
Why Long Island, NY Investors Choose Sab Tera First
"Eight flips in Nassau County financed by Sab Tera. They understand the Long Island market better than any lender I've worked with. When I find a deal in the $400K–$600K range they fund it fast and I can compete with cash buyers. Local knowledge plus national speed."
"Seven rental properties in Suffolk County, all financed with Sab Tera DSCR loans. They're local, they understand the submarkets, and they never ask for tax returns. As a self-employed investor that combination is everything. My permanent lender on Long Island."
"Bought a distressed 6-unit in Freeport that had been vacant for 2 years. Sab Tera funded a multifamily bridge loan in 13 days. No bank would touch it. Now fully renovated and cash-flowing. They're the only lender I trust on Long Island for complex deals."
Hard Money Loan FAQs — Long Island, NY
Hard Money Loans by County — Nassau & Suffolk
Sab Tera Lending provides dedicated county-level hard money and private money lending across all of Long Island.
Nassau County
Freeport · Hempstead · Valley Stream · Garden City · Mineola · Levittown · Hicksville · Westbury · Great Neck · Elmont
Suffolk County
Brentwood · Bay Shore · Huntington · Patchogue · The Hamptons · North Fork · Babylon · Smithtown · Riverhead
Get a Long Island Hard Money Loan Today
Local Long Island lender · Same-day commitment · Close in 7 days · Nassau & Suffolk specialists