Hard Money Lender & Private Money Lender
New York
Sab Tera Lending is the preferred direct private lender for real estate investors across New York. Same-day commitment on Fix & Flip, DSCR Rental, Multifamily 5+, and Commercial Real Estate loans. Close in as few as 7 days — no income verification required.
The New York Real Estate Investor Preferred Lender
New York is the most competitive real estate investment market in the United States — and speed matters more here than anywhere. Sab Tera Lending is based on Long Island, giving us deep local expertise across every NYC borough, Nassau County, Suffolk County, and Westchester. When you need a lender who understands New York and can close in 7 days, we're the call you make first.
Counties & Regions We Serve
- Manhattan
- Brooklyn
- Queens
- Bronx
- Staten Island
- Nassau County
- Suffolk County
- Westchester
- Rockland County
- Hudson Valley
Major Markets
Hard Money Loans Available in New York
Four core programs — all with same-day commitment and the fastest closings in the market.
Buy, renovate, and sell for profit. Up to 90% purchase + 100% rehab. Close in 7 days.
Long-term buy and hold. Qualify on property income. 30-year terms. Vacant properties OK.
Apartment buildings and value-add acquisitions. No minimum occupancy. Close in 14–21 days.
Mixed-use, retail, office, industrial, self-storage. Asset-based. Close in 14–21 days.
Why New York Investors Choose Sab Tera First
"Sab Tera closed my Nassau County flip in 9 days from my first call. The term sheet came the same afternoon I applied. I've done 14 flips over 4 years and no lender comes close to their speed. They're my permanent go-to lender for everything in New York."
"Six loans across Brooklyn and Queens with Sab Tera. Every single time they deliver on what they promise. No surprises, no last-minute issues, no delays. When I find a deal I call them first — I know it's done before I even hang up the phone."
"Distressed 8-unit in Queens at auction. Sab Tera funded the multifamily bridge loan in 11 days. No bank would have touched it. Their team understood the value-add story from the first conversation. That's what New York investors need."
Hard Money Loan FAQs — New York
New York City & Long Island Markets
Get a New York Hard Money Loan Today
Same-day commitment · Close in 7 days · No income verification · Serving all of New York