Hard Money Lender in Georgia
Sab Tera Lending is the preferred direct private lender for real estate investors across Georgia. Same-day commitment on Fix & Flip, DSCR Rental, Multifamily 5+, and Commercial Real Estate loans. Close in as few as 7 days — no income verification required.
Atlanta Is the Southeast's Investment Capital — We Fund It
Atlanta ranks as the #3 fix-and-flip market in the Southeast by volume, adding 100,000+ new residents annually from corporate relocations, the film industry, and tech sector growth. Savannah's historic district and port economy create a second premium market for coastal investors. Sab Tera Lending funds Georgia deals with the same-day commitment and speed that the state's competitive market demands.
Counties & Regions We Serve
- Fulton County (Atlanta)
- Gwinnett County
- Cobb County (Marietta)
- DeKalb County
- Chatham County (Savannah)
- Cherokee County
- Forsyth County
- Richmond County (Augusta)
- Hall County (Gainesville)
- Henry County
Major Markets
Hard Money Loans Available in Georgia
Four core programs — all with same-day commitment and the fastest closings in the market.
Buy, renovate, and sell for profit. Up to 90% purchase + 100% rehab. Close in 7 days.
Long-term buy and hold. Qualify on property income. 30-year terms. Vacant properties OK.
Apartment buildings and value-add acquisitions. No minimum occupancy. Close in 14–21 days.
Mixed-use, retail, office, industrial, self-storage. Asset-based. Close in 14–21 days.
Why Georgia Investors Choose Sab Tera First
"Six years flipping in the Atlanta suburbs. Sab Tera is by far the fastest and most reliable hard money lender I've used. Last deal closed in 8 days — no bank can touch that. The 90% LTV means I can work multiple deals simultaneously. Highly recommended."
"Eight DSCR rental loans in Gwinnett County over 3 years. Not one required a tax return or W-2. They look at the rent and the property — exactly how it should work. My portfolio generates $18K net/month and I'm adding two more properties this quarter with them."
"10-unit in Savannah with partial vacancies. Sab Tera funded the multifamily bridge loan in 14 days despite the vacancy challenge. Now fully stabilized and performing above projections. Their understanding of value-add multifamily is genuinely exceptional."
Hard Money Loan FAQs — Georgia
Get a Georgia Hard Money Loan Today
Same-day commitment · Close in 7 days · No income verification · Serving all of Georgia