How quickly will I receive my POF letter?

Sab Tera Lending processes POF requests the same business day. Most investors receive their letter within hours of submitting the form.

Does a POF letter mean I am approved for a loan?

A POF letter confirms our intent and ability to fund your deal, but is not a formal loan commitment. A loan commitment follows a full application, deal review, and appraisal.

Free · Same Day · No Obligation

Get Your Proof of Funds Letter
the Same Day — Free

Q: What is a Proof of Funds letter?

A Proof of Funds (POF) letter is a document from Sab Tera Lending confirming your financing ability for a real estate purchase. Sellers and agents require it when submitting offers on investment properties.

Q: What states do you issue POF letters in?

We issue POF letters in New York, New Jersey, Connecticut, Florida, Texas, North Carolina, South Carolina, Georgia, Alabama, and other states. Contact us if your state is not listed.

Sab Tera Lending issues Proof of Funds letters the same business day you request them. Strengthen your offer, win more deals, and close with confidence — backed by the preferred direct private lender in NY, NJ, CT & FL.

✓ Same-Day Turnaround

✓ No Cost, No Obligation

✓ Valid for MLS & Off-Market

✓ Accepted by Sellers & Agents

Request Your Free POF Letter ↓

About Proof of Funds

What Is a Proof of Funds Letter and Why Do You Need One?

A Proof of Funds (POF) letter is an official document issued by Sab Tera Lending that confirms you have access to the financing needed to purchase an investment property. Sellers and their listing agents require it when you submit an offer — especially on fix and flip properties, distressed homes, and off-market deals.

Our POF letters carry real weight in the market because Sab Tera Lending is a direct lender — we fund from our own capital, not from a bank or pool of investors. Sellers and agents know our letters mean we can actually close.

As the preferred private lender for investors in NY, NJ, CT and FL, our POF letters are recognized and accepted by real estate agents, sellers, auction houses, and wholesalers across all our service states.

Request Your POF Now → 📞 (516) 336-9293

POF vs. Pre-Approval vs. Loan Commitment

Proof of Funds Letter ← You Are Here

Same-day · Free · Shows financing ability · Strengthens offers · No formal application needed

Loan Term Sheet

After deal submission · Issued same day · Preliminary terms confirmed · Property-specific

Formal Loan Commitment

After appraisal & underwriting · Full approval · Ready to close in 7 days

Simple 3-Step Process

How to Get Your POF Letter

From form submission to POF letter in your inbox — same business day. No credit check. No cost.

Fill Out the Form

Complete the short form below with your name, contact info, and basic property details. Takes less than 3 minutes.

We Review & Issue

Our team reviews your request and issues your personalized Proof of Funds letter the same business day — typically within a few hours.

Win the Deal

Submit your offer with our POF letter attached. When you win, apply for your loan and we close in 7 days. Preferred investors get priority.

Why Our POF Letters Work

No cost, no obligation
Same-day turnaround
Valid for MLS & off-market
Accepted by sellers & agents
Strengthens your offer
Direct lender — not a broker

Need It Urgently?

Call us directly and we'll issue your POF letter immediately — often while you're on the phone.

📞 Call (516) 336-9293

States We Cover

🗽 New York · 🌿 New Jersey · ⚓ Connecticut · 🌴 Florida · 🌵 Texas · 🌲 North Carolina · 🌴 South Carolina · 🍑 Georgia · 🌾 Alabama

Ready to Apply for a Loan?

Once you win your deal, our loan programs close in as few as 7 days:

Request Your POF Letter

Fill in the details below and receive your Proof of Funds letter the same day — completely free, no obligation to borrow.

Your Contact Information

First Name *

Last Name *

Email Address *

Phone Number *

Entity Name (LLC, Corp — optional)

Property Details

Property Address *

City *

State *

ZIP Code

Purchase Price / Requested Loan Amount *

Have you previously closed a loan or received a POF from us?

By submitting you agree to be contacted about your request. Your information is strictly confidential and never sold or shared.

We Issue POF Letters in These States

🗽 New York

🌿 New Jersey

⚓ Connecticut

🌴 Florida

🌵 Texas

🌲 North Carolina

🌴 South Carolina

🍑 Georgia

🌾 Alabama

Common Questions

Proof of Funds FAQs

A Proof of Funds (POF) letter is an official document from Sab Tera Lending confirming your ability to fund a real estate purchase. Sellers and their agents require it when you submit an offer on an investment property — especially distressed homes and fix and flip deals. It shows you are serious, financially capable, and backed by a lender that can actually close quickly.

Sab Tera Lending processes Proof of Funds requests the same business day they are received. In most cases you will receive your POF letter within a few hours of submitting the form. If you need it urgently, call us directly at (516) 336-9293 and we will issue it immediately — sometimes while you are still on the phone.

No. Proof of Funds letters from Sab Tera Lending are completely free. There is no application fee, no obligation to close your loan with us, and no commitment required. We issue POF letters as a service to investors committed to working with us as their preferred private lender.

A Proof of Funds letter reflects our intent and ability to fund your deal — it is not a formal loan commitment. A loan commitment is issued after you submit a full application, the deal is reviewed, and an appraisal is completed. That said, our POF letters carry real weight with sellers because Sab Tera Lending is a direct private lender that funds from our own capital.

A bank pre-approval is for conventional mortgage borrowers and requires W-2s, tax returns, pay stubs, and a credit check — and takes days or weeks. A hard money POF letter from Sab Tera Lending is asset-based and issued the same day with no income verification. POF letters are the standard for investment property purchases and are faster, simpler, and more relevant to competitive offers.

Yes. Our Proof of Funds letters are valid for MLS listings, off-market deals, wholesaler contracts, pocket listings, foreclosure auctions, short sales, and estate sales. We issue POF letters for any investment property purchase in our lending footprint — NY, NJ, CT, FL, TX, NC, SC, GA, and AL.

When You Win the Deal